Chengdu express 31 armed brother mortgage arrears prosecuted had a monthly income of 30 thousand yua-wh60a

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Chengdu express 31 armed brother mortgage arrears prosecuted had a monthly income of 30 thousand yuan, 16 days, one brother in the street express delivery. He lost his right hand, enter the express industry he single handedly brought fifty or sixty pounds of goods, a day 400 express delivery, once in the "double eleven" during the monthly income of 30 thousand yuan…… Last year’s double eleven, one brother Zhong Guiping express by the media after the popular network. This year, he left for tendon injury, resigned from the courier work, to a takeaway delivery platform (Inaugural newspaper reported in November 11th). But now, he is out of the question because of credit accused the court. In November 16th, Zhong Guiping took out a piece of paper according to a civil complaint, he bought a house in the 3 years before the loan. In May this year, he "because of injuries that affected the normal work, for several months did not timely repayment, the bank sued to the court, requesting the court to order the bank has the right to dispose of collateral and priority. In August 9th, Zhong Guiping to pay the mortgage arrears. However, the bank did not give up prosecution. In November 15th, the case scheduled hearing, the judge did not in court for sentencing. Now, let Zhong Guiping most disturbing is that there may be an auction house. After 3 consecutive period of mortgage repayment arrears 16 days, Chengdu Chenghua District (micro-blog) Wende, 42 year old Zhong Guiping riding a cable car, came to the area in their own downstairs. Looking at the 2 floor window, he said, "before the ignorance of the law, did not expect the extended repayment will bring so much trouble." Zhong Guiping said, in 2013, he signed a "personal property secured loan contract" with a bank loan in Chengdu, the district bought a set of more than 70 square meters of housing two sets. Subsequently, he spent 30 thousand yuan to ask people to do the paperback. From the beginning of April of that year, he every month to pay 2900 yuan loan to the bank. This year, his monthly repayment amount is adjusted to 2600 yuan. Zhong Guiping said, in October last year, he was injured in moving cargo. The ensuing eleven send double peak, he was not willing to leave, resulting in serious injury changed hands, "then, hand pain, lift weights. Due to the decrease in revenue, failed to timely mortgage." Because Zhong Guiping owed 3 loans, banks will be in May, Mrs. Zhong Guiping sued to the court. 4 months after the repayment of loans overdue also on November 15th, the bank sued Zhong Guiping couple in the Jinjiang court hearing the case. In a paper dated May 23rd, with fresh bank chapter of the civil complaint, the reporter saw, the bank claimed that, as of April 27th, Zhong Guiping owed 3 loan outstanding, the breach of contract. To prevent and resolve the credit risk, maintain financial stability and security, the bank sued to the court to order the return of the remaining clock: Guiping couple 368700 yuan loan principal and interest, interest, interest 5961 yuan, ordered the bank has the right to dispose of the collateral and priority, the priority of compensation for damages scope of loan principal and interest penalty, compound interest, liquidated damages. "Now most worried about is, my house will be auctioned off." Zhong Guiping said that once the house, the family would be affected. Weak legal consciousness regret give a chance at Zhong Guiping told reporters that his pay the overdue loans in August. The reporter saw in the bank to print out the transaction details on his account in August 9 surprise

成都一独臂快递哥31次拖欠房贷遭起诉 曾月入3万元16日,独臂快递哥在街头送外卖。自幼失去右手,进入快递行业的他单手提起五六十斤货物,一天派送400件快递,曾在“双十一”期间月入3万元……去年双十一,独臂快递哥钟桂平经媒体报道后走红网络。今年,他因左手肌腱损伤,辞去快递工作,到一家外卖配送平台就职(本报11月11日曾报道)。但如今,他却因信用出了问题被告上了法庭。11月16日,钟桂平拿出一纸民事诉状称,他在3年前贷款买下一套房子。今年5月,他“因为受伤影响了正常工作”,连续数月没能按时还款,银行起诉至法院,请求判令银行有权依法处置抵押物并优先受偿。8月9日,钟桂平补缴了拖欠的房贷。然而,银行并未放弃起诉。11月15日,该案如期开庭,法官没有当庭宣判。现在,最让钟桂平不安的是,房子有可能被拍卖。逾期连续3期拖欠房贷还款16日,成都成华区(微博)文德路,42岁的钟桂平骑着电瓶车,来到小区自家楼下。望着2楼窗户,他说,“以前不懂法,没想到超期还款会带来这么大麻烦。”钟桂平说,2013年,他与成都一家银行签订了《个人购房担保借款合同》,贷款在该小区买下一套70多平方米的套二住房。随后,他花3万多元请人做了简装。从当年4月开始,他每月都要向银行缴纳2900元贷款。今年,他的每月还款额度调为2600余元。钟桂平称,去年10月他在搬货时受了伤。接踵而来的双十一寄送高峰,他没舍得请假,导致手伤变严重了,“后来,手疼得厉害,搬不起重物。由于收入减少,没能及时还房贷。”因为钟桂平连续拖欠3期房贷,5月,银行将钟桂平夫妇起诉至法院。还款4个月后还上逾期房贷11月15日,银行起诉钟桂平夫妇一案在锦江法院开庭。在一纸落款日期为5月23日、盖着银行鲜章的民事诉状上,记者看到,银行诉称,截至4月27日,钟桂平连续拖欠3期贷款未还,其行为违反了合同约定。为防范和化解信贷风险,维护金融稳定和金融安全,银行向法院提出诉讼请求:判令钟桂平夫妇归还剩余借款本金368700元和利息、罚息、复利5961元,判令银行有权依法处置抵押物并优先受偿,优先受偿范围为借款本金、利息、罚息、复利、违约金、损害赔偿金。“现在最担心的,就是我的房子会被拍卖掉。”钟桂平说,一旦没了房子,家庭肯定会受影响。后悔法律意识淡薄望再给机会钟桂平告诉记者,自己在8月补缴了拖欠的房贷。记者在银行打印出的交易明细清单上看到,他的账户8月9日存入1.2万元,银行随后进行了4次超期扣款,扣款金额分别为3092元、3069元、3046元、2664元。当月20日,一笔2653元的交易金额发生时,银行已备注为“正常还款”。“因为法律意识淡薄,差点把房子搭上。以后,我将更加注意规范自己,建立良好的信用度。”钟桂平说,3个月前,他进入一家外卖配送平台就职,原本赋闲在家的老婆也开起了小卖部。现在收入稳定,可以按时还款了,他希望银行可以给他一次机会。银行回应钟桂平已累计逾期31次两次连续逾期3期18日晚,银行相关负责人就此回应称,钟桂平从2013年3月至2016年5月期间,累计逾期还贷31期,两次出现连续逾期3期的情况。根据银行与借款人签订的《个人购房借款担保合同》和该银行个人信贷业务相关管理规定,银行在多次催收无果后,于2016年5月23日将该借款人起诉至法院。在法院作出最终判决后,银行将在法院主持下,按照相关法律维护合法权益。□律师说法补缴不改违约事实建议与银行友好协商重庆周立太(成都)律师事务所律师张江华认为,合同法明确规定,当事人行使权利、履行义务应当遵循诚实信用原则。钟桂平与银行签订的抵押贷款合同,对双方的权利义务有明确约定,钟桂平逾期未还按揭款的行为已构成违约,银行基于合同约定,有权向法院提起诉讼。虽然钟桂平补缴了按揭款,但不能改变其违约的事实,银行有权请求其承担相应法律责任。此种情况下,建议钟桂平与银行友好协商,达成和解。四川致高守民律师事务所律师游添川认为,根据合同法的相关规定以及钟桂平与银行签订的贷款合同违约条款来看,钟桂平的欠缴行为属于违约行为。一般而言,房贷合同通常会约定逾期还贷,银行有权终止合同并要求借款人立即偿还贷款,或实现抵押权。此外,按照我国合同法的相关规定,借款人未按照约定的期限返还借款的,应当按照约定或者国家有关规定支付逾期利息。目前,钟桂平已经将欠银行的贷款缴清,他可以依据此与银行方面积极联系沟通,争取协调银行撤诉,减轻对自己的影响。张江华和游添川提醒,由于国家对于个人诚信方面越来越重视,希望大家在使用信用卡、还房屋车辆贷款时按时还款,避免对自己的诚信造成影响。华西都市报记者毛玉婷 成都独臂快递哥改送外卖 单手劳作曾创3万元纪录去年双十一,他因为“身手不凡”在媒体走红:单手提起五六十斤货物,一天派送400件快递,月收入3万元。然而,他左臂受了伤>>详细编者注:该视频与原文无关,仅供扩展阅读 独臂司机无证开货车近万公里 交警查获后大吃一惊相关的主题文章:

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