The new implementation of the credit card fees more than 8334 yuan yesterday; fees significant soojin

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The new implementation of the   credit card fees more than 8334 yuan yesterday; fees significantly — Finance — people.com.cn original title: credit card fees more than 8334 yuan to implement new Zuoqi fees significantly improved after the implementation of new debit card rates, the basic level of 0.5% of the transaction amount, the single highest 20 yuan fee, and credit card rates about 0.6% single charges not capped. Due to the cancellation of the previous credit card fee cap policy, more than 8334 yuan of large consumption, with credit card payment, fees will be significantly improved. National Development and Reform Commission and the central bank in March this year, issued on the improvement of bank card credit card fee pricing mechanism notice will be formally implemented yesterday. Overall, this new deal will greatly reduce the level of fees for ordinary businesses, reducing the burden. Preliminary estimates, all kinds of businesses can reduce the total annual credit card fee of about 7 billion 400 million yuan. However, due to the cancellation of the previous credit card fee cap policy, more than 8334 yuan of large consumption, with credit card payment, fees will be significantly improved. Issuing bank service fee is no longer distinguish between the merchant category from yesterday, the industry has been criticized for a long time there will be no difference in the rate of the difference, the issuing bank will no longer distinguish the service fee category. Previously, credit card fee rates charged according to different industries, does not distinguish between debit and credit cards, credit card fee large differences in different industries, including catering entertainment credit card fee is 1.25%; the highest, department stores and other general merchants for 0.78% supermarkets, gas station etc.; 0.38%; hospitals, education and other public welfare is zero rates. Because the insurance level difference is very big, some unscrupulous traders began pondering the loophole, it is to open a restaurant, but for the POS to the name of the supermarket, "code" phenomenon is very serious. The national development and Reform Commission, the central bank official said in response to a reporter asked, after the adjustment of department stores and other industries can reduce the rate of 39%, 23% businesses; supermarket businesses through preferential measures will keep rates of overall stability in the reform transition period; non-profit medical care, education, pension, social welfare, charity will implement the issuing bank service network fee, service fee in full remission. Debit card, credit card billing differences in the policy adjustment another big change is that the implementation of debit and credit card billing difference, debit card fees limit, credit card is not capped. According to reports, the bank card credit card fee is charged by the receiving agency received a single service fee, card issuers issued by the issuing bank service charges and bank card clearing agencies charge network service charges. The new deal to reduce the issuing bank service fee rate level, the implementation of government guidance, limit management, and the debit card, credit card billing difference. Rate reduced levels of card transactions not exceeding the transaction amount of the debit credit card transaction 0.35%, not more than 0.45%. Insiders said that the debit card, credit card transactions issuing bank service charges to make different policy arrangements for the two types of bank card transaction cost and business risk characteristics are differences. Because the overdraft privileges are different, compared with the debit card, credit card) in commercial banks相关的主题文章:

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