The tide is difficult to retreat emergency mortgage provident fund industry to determine the mortgag yuanjiao

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The tide is difficult to retreat: emergency mortgage provident fund industry to determine the mortgage risk is still low news: the renminbi against the dollar reported 6.6786 enterprise funds "the real" was still moving their mortgage bank by the second half of the mortgage bank mortgage amount not surging Ebb: the abundant fund emergency newspaper reporter Wang Xiao Beijing reported directly to the counter to receive the loan contract at the meeting, I can’t answer the phone." Hangzhou, a bank account manager to the purchase of mr.. Due to the recent increase in business, bank account manager is very busy, Mr. Peng met with the client manager only when the loan for a period of ten minutes. This is only a microcosm of the current real estate loans. Listed banks in 2016 semi annual report shows that the 4 state-owned big firms to invest in new loans in the first half of the 55.72% housing mortgage, amounting to 1 trillion and 379 billion 38 million yuan; A shares of listed banks in new loans in the first half of 46.58% to invest in housing mortgage. The three quarter is about to end, in the face of hot property market, housing mortgage loans are still as crazy as the first half? For high prices, the bank will have doubts? Twenty-first Century economic news reporter interviewed learned that the current number of banks for housing mortgage loans are still very good, to determine the quality of its low risk is still in the field. Mortgage growth outshines the central bank announced the July financial statistics show that the month of RMB loans increased by 463 billion 600 million yuan. Segment door, the household sector loans increased by 457 billion 500 million yuan, of which short-term loans decreased by $19 billion 700 million, long-term loans increased by $477 billion 300 million; home loans to the household sector accounted for long-term loans accounted for 102.96%. August financial statistics show that the month of RMB loans increased by 948 billion 700 million yuan. Segment door, household sector loans increased by 675 billion 500 million yuan, short-term loans increased by $146 billion 900 million, long-term loans increased by $528 billion 600 million. Loans to the household sector in the proportion of long-term loans accounted for 55.71%. At present, the proportion of loans in the new loan growth has slowed, but the growth of new loans to become the main force of the situation has not changed. "The main risk is that other asset projects are too large to specialize in mortgage loans." North China, a city firm said. Now the real economy is still wary of the risk. We only do state-owned enterprises and listed companies, private enterprises will not touch." Introduction of a joint-stock bank. Economic downturn, private enterprises are more likely to fall into business difficulties, compared to state-owned enterprises and listed companies more robust. Twenty-first Century economic news reporter learned in an interview, a similar attitude of the bank is not uncommon. "Entity weak loan demand, lack of supply of public loans, but mortgage demand is active, each loan amount is abundant, Beijing mortgage policy no change." Beijing, a bank assets and liabilities Department revealed. Last year, we made a total of 1 billion yuan of mortgage loans, this year has now done a $1 billion, to usher in a wave of the purchase season, the annual launch of the target of 1 billion 500 million yuan no problem." Southwest city firm insiders, "mortgage loan policy is still relatively loose, September local banks also does not have too big change." According to his understanding, another line of shares in the city.相关的主题文章:

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